:root{
  --ink:#0c1b2a;
  --ink-2:#173247;
  --muted:#647487;
  --line:#dce6ed;
  --paper:#ffffff;
  --wash:#f4f9fb;
  --blue:#0d7ff2;
  --cyan:#20bfe8;
  --teal:#12b981;
  --teal-dark:#083f45;
  --mint:#ddf8ee;
  --shadow:0 24px 70px rgba(18,49,73,.12);
  --radius:22px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;background:#fff;color:var(--ink);line-height:1.65;-webkit-font-smoothing:antialiased;overflow-x:hidden}
a{color:inherit;text-decoration:none}
img{display:block;max-width:100%}
button,input,textarea,select{font:inherit}
.shell{width:min(1180px,calc(100% - 40px));margin-inline:auto}

/* Header */
.site-header,.header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:blur(14px);border-bottom:1px solid rgba(14,54,76,.08)}
.nav-shell,.nav{height:78px;display:flex;align-items:center;justify-content:space-between;gap:28px}
.brand-lockup,.brand{display:flex;align-items:center;gap:12px;min-width:0}
.brand-lockup img,.brand img{width:44px;height:44px;border-radius:12px;object-fit:contain;box-shadow:0 8px 24px rgba(17,123,188,.14)}
.brand-lockup>span{display:flex;flex-direction:column;line-height:1.12}
.brand-lockup strong,.brand span{font-size:1rem;font-weight:850;letter-spacing:-.02em}
.brand-lockup small{font-size:.72rem;color:var(--muted);margin-top:3px}
.navlinks{display:flex;align-items:center;gap:30px}
.navlinks>a:not(.nav-cta):not(.btn){font-size:.9rem;font-weight:720;color:#42596a;position:relative}
.navlinks>a:not(.nav-cta):not(.btn)::after{content:"";position:absolute;left:0;right:100%;bottom:-9px;height:2px;background:var(--blue);transition:right .2s ease}
.navlinks>a:not(.nav-cta):not(.btn):hover::after{right:0}
.nav-cta,.btn-primary{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:0 18px;border-radius:12px;background:var(--ink);color:white!important;font-weight:800;font-size:.88rem;box-shadow:none;transition:transform .2s ease,background .2s ease}
.nav-cta:hover,.btn-primary:hover{transform:translateY(-1px);background:#132f45}
.menu-btn{display:none;width:46px;height:46px;border:1px solid var(--line);border-radius:12px;background:#fff;align-items:center;justify-content:center;flex-direction:column;gap:4px;cursor:pointer}
.menu-btn span{width:19px;height:2px;background:var(--ink);border-radius:3px}

/* Hero: asymmetric finance workbench */
.hero-new{position:relative;padding:96px 0 12px;background:linear-gradient(180deg,#fbfeff 0%,#edf7fb 100%);overflow:hidden}
.hero-new::before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(251,254,255,.98) 0%,rgba(251,254,255,.95) 32%,rgba(251,254,255,.74) 54%,rgba(251,254,255,.2) 78%,rgba(251,254,255,.08) 100%),url('assets/hero-privacy-bg.png') right center/cover no-repeat;opacity:1}
.hero-new::after{content:"";position:absolute;inset:auto auto -80px -120px;width:540px;height:540px;border-radius:50%;background:radial-gradient(circle,rgba(32,191,232,.12),rgba(32,191,232,0) 70%);pointer-events:none}
.hero-layout{display:grid;grid-template-columns:minmax(0,1fr);align-items:center;justify-items:center;gap:34px;position:relative;z-index:1;min-height:480px}.hero-layout-single{padding:38px 0 18px}
.overline,.section-code{font-size:.73rem;font-weight:900;letter-spacing:.16em;color:#3b718b;margin:0 0 18px}
.hero-copy-new{max-width:840px;padding:12px 0;border-radius:0;background:transparent;border:0;box-shadow:none;backdrop-filter:none;text-align:center}
.hero-copy-new h1{font-size:clamp(3.25rem,6vw,6.15rem);line-height:.91;letter-spacing:-.065em;margin:0 auto;max-width:780px;font-weight:900}
.hero-copy-new h1 span{color:var(--blue)}
.hero-lead{font-size:1.08rem;max-width:700px;color:#52697a;margin:24px auto 0;line-height:1.8}
.hero-actions-new{display:flex;align-items:center;justify-content:center;gap:26px;margin-top:32px;flex-wrap:wrap}
.primary-action{display:inline-flex;align-items:center;gap:30px;min-height:54px;padding:0 20px 0 22px;background:var(--ink);color:#fff;border-radius:14px;font-weight:850;transition:transform .2s ease,box-shadow .2s ease;box-shadow:0 14px 32px rgba(12,27,42,.16)}
.primary-action span{font-size:1.1rem}
.primary-action:hover{transform:translateY(-2px);box-shadow:0 18px 36px rgba(12,27,42,.20)}
.text-action{font-weight:800;color:#244a61;border-bottom:1px solid #9eb7c7;padding-bottom:4px}

.workbench{display:none}
.workbench::after{content:"";position:absolute;right:-90px;bottom:-100px;width:280px;height:280px;border:1px solid rgba(32,191,232,.20);border-radius:50%}
.workbench::before{content:"";position:absolute;left:-40px;top:-40px;width:170px;height:170px;border-radius:50%;background:radial-gradient(circle,rgba(18,185,129,.12),rgba(18,185,129,0) 72%)}
.workbench-top{display:flex;justify-content:space-between;align-items:center;padding-bottom:24px;border-bottom:1px solid rgba(21,55,77,.12);position:relative;z-index:1}
.app-mark img{width:62px;height:62px;border-radius:17px;object-fit:contain;background:white;padding:3px;box-shadow:0 10px 24px rgba(14,44,67,.10)}
.workbench-top>div:last-child{display:flex;align-items:center;gap:8px;font-size:.68rem;font-weight:850;letter-spacing:.13em;color:#5d7382}
.status-dot{width:7px;height:7px;border-radius:50%;background:#12b981;box-shadow:0 0 0 6px rgba(18,185,129,.10)}
.calc-row{display:grid;grid-template-columns:1fr 1fr;gap:22px;position:relative;z-index:1}
.calc-row.labels{font-size:.72rem;color:#6e8493;text-transform:uppercase;letter-spacing:.1em;padding-top:26px}
.calc-row.values{padding:6px 0 22px;border-bottom:1px solid rgba(21,55,77,.12)}
.calc-row.values strong{font-size:2.45rem;line-height:1;letter-spacing:-.04em;color:#0e2a3e}
.formula-line{display:grid;grid-template-columns:auto 1fr auto;align-items:center;gap:16px;padding:16px 0;border-bottom:1px solid rgba(21,55,77,.08);position:relative;z-index:1}
.formula-line span{font-size:.9rem;color:#52697a}.formula-line b{height:1px;background:rgba(21,55,77,.10)}.formula-line strong{color:#0ea271;font-size:1.05rem}
.workbench-note{margin-top:18px;color:#728997;font-size:.74rem;position:relative;z-index:1}
.hero-rail{margin-top:42px;display:grid;grid-template-columns:repeat(3,1fr);gap:18px;position:relative;z-index:1}
.hero-rail>div{padding:14px 8px 8px 0;border:0;border-radius:0;background:transparent;display:grid;grid-template-columns:auto 1fr;column-gap:14px;align-items:start;box-shadow:none;backdrop-filter:none}
.hero-rail>div+div{padding-left:8px}
.hero-rail>div:last-child{border-right:0}
.rail-no{grid-row:1/3;color:var(--blue);font-weight:900;font-size:.72rem;padding-top:3px}.hero-rail strong{font-size:.94rem}.hero-rail small{color:var(--muted);font-size:.8rem;margin-top:4px}

/* Editorial about */
.editorial-section{padding:120px 0;background:white}
.editorial-grid{display:grid;grid-template-columns:180px 1fr;gap:64px}
.editorial-index{border-top:3px solid var(--ink);padding-top:18px}
.editorial-index span{font-size:3.4rem;font-weight:900;letter-spacing:-.05em}.editorial-index p{font-size:.72rem;font-weight:900;letter-spacing:.14em;color:var(--muted);margin:0}
.editorial-content h2{font-size:clamp(2.4rem,4.5vw,4.55rem);letter-spacing:-.055em;line-height:1.04;margin:0 0 44px;max-width:900px}
.editorial-columns{display:grid;grid-template-columns:1fr 1fr;gap:46px;border-top:1px solid var(--line);padding-top:28px}.editorial-columns p{margin:0;color:#516878;font-size:1rem}

/* Tool ledger - not cards */
.tool-ledger{padding:110px 0;background:var(--wash);border-top:1px solid #eaf0f4;border-bottom:1px solid #eaf0f4}
.ledger-head{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(280px,.8fr);gap:80px;align-items:end;margin-bottom:58px}
.ledger-head h2{font-size:clamp(2.45rem,4.6vw,4.7rem);line-height:1;letter-spacing:-.055em;margin:0}.ledger-head>p{color:var(--muted);margin:0 0 9px;max-width:440px}
.ledger-grid{display:grid;grid-template-columns:1fr 1fr;border-top:1px solid #cddae3;border-left:1px solid #cddae3}
.ledger-grid article{min-height:158px;display:grid;grid-template-columns:42px 1fr 48px;gap:18px;align-items:start;padding:29px 28px;border-right:1px solid #cddae3;border-bottom:1px solid #cddae3;background:rgba(255,255,255,.62);transition:background .2s ease,transform .2s ease}
.ledger-grid article:hover{background:#fff;transform:translateY(-2px)}
.ledger-grid article>span{font-size:.71rem;font-weight:900;color:#7b8d99;padding-top:5px}.ledger-grid h3{font-size:1.1rem;margin:0 0 8px;letter-spacing:-.02em}.ledger-grid p{font-size:.88rem;color:var(--muted);margin:0;line-height:1.65}.ledger-grid b{justify-self:end;width:38px;height:38px;border-radius:50%;display:grid;place-items:center;background:#e5f8f3;color:#087a5f;font-size:1rem}

/* Privacy story */
.privacy-story{padding:110px 0;background:linear-gradient(135deg,#0a3c43 0%,#0f5359 55%,#0b6870 100%);color:white;position:relative;overflow:hidden}
.privacy-story::before{content:"";position:absolute;width:520px;height:520px;border:1px solid rgba(255,255,255,.08);border-radius:50%;left:-180px;bottom:-300px}
.privacy-story-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(360px,.85fr);gap:100px;position:relative;z-index:1}.section-code.light{color:#8ee5cd}.privacy-heading h2{font-size:clamp(2.55rem,4.5vw,4.8rem);line-height:1;letter-spacing:-.055em;margin:0 0 28px}.privacy-heading p{color:#c8dddd;max-width:640px;font-size:1rem}.light-link{display:inline-flex;gap:16px;align-items:center;margin-top:20px;font-weight:850;border-bottom:1px solid rgba(255,255,255,.38);padding-bottom:5px}
.privacy-lines{border-top:1px solid rgba(255,255,255,.18)}.privacy-lines>div{display:grid;grid-template-columns:52px 1fr;gap:14px;padding:26px 0;border-bottom:1px solid rgba(255,255,255,.18)}.privacy-lines span{font-size:.72rem;font-weight:900;color:#75dfbd}.privacy-lines p{margin:0;color:#e0eeee;font-size:.93rem}

.contact-strip{padding:90px 0;background:white}.contact-strip-inner{display:grid;grid-template-columns:1fr auto;gap:60px;align-items:end}.contact-strip h2{font-size:clamp(2.2rem,4vw,4rem);line-height:1;letter-spacing:-.05em;margin:0 0 15px}.contact-strip p{margin:0;color:var(--muted);max-width:720px}.mail-chip{min-height:56px;padding:0 20px;border:1px solid var(--ink);border-radius:14px;display:inline-flex;align-items:center;gap:28px;font-weight:850;white-space:nowrap;transition:background .2s ease,color .2s ease}.mail-chip:hover{background:var(--ink);color:white}

/* Footer */
.site-footer,.footer{padding:54px 0 24px;background:#f4f7f8;border-top:1px solid var(--line)}
.footer-new{display:grid;grid-template-columns:1.5fr .65fr .85fr;gap:70px}.footer-brand{display:flex;gap:16px;align-items:flex-start}.footer-brand img{width:48px;height:48px;border-radius:13px}.footer-brand strong{font-size:1rem}.footer-brand p,.footer-col p{color:var(--muted);font-size:.84rem;margin:5px 0 0;max-width:360px}.footer-col{display:flex;flex-direction:column;gap:8px}.footer-col>span{font-size:.7rem;font-weight:900;letter-spacing:.13em;color:#78909f;text-transform:uppercase;margin-bottom:7px}.footer-col a{font-size:.9rem;font-weight:700}.footer-bottom-new{display:flex;justify-content:space-between;gap:20px;margin-top:42px;padding-top:18px;border-top:1px solid var(--line);color:#7a8a95;font-size:.76rem}

/* Privacy Policy: distinct editorial/legal layout */
.policy-hero{padding:72px 0 54px;background:linear-gradient(180deg,#f5fbfd 0,#fff 100%);border-bottom:1px solid var(--line)}
.policy-hero .container,.policy-hero .shell{width:min(1180px,calc(100% - 40px));margin:auto}.policy-hero .eyebrow{display:inline-flex;align-items:center;gap:9px;color:#39768f;font-size:.72rem;font-weight:900;letter-spacing:.13em;text-transform:uppercase}.policy-hero .eyebrow i{width:7px;height:7px;border-radius:50%;background:var(--teal)}
.policy-hero h1{font-size:clamp(3rem,6vw,5.7rem);line-height:.94;letter-spacing:-.06em;margin:16px 0 18px}.policy-hero p{margin:0;color:var(--muted);font-size:1.03rem;max-width:680px}
.policy-main{padding:0 0 90px;background:#fff}.policy-layout{width:min(1180px,calc(100% - 40px));margin:0 auto}.policy-document{background:#fff;padding:0;margin:0;color:#253b4b;max-width:none}
.policy-meta{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin:0 0 10px;padding:20px 0 26px;border-bottom:1px solid var(--line);background:transparent}.policy-meta>div{padding:18px 20px;border:1px solid #dce6ed;border-radius:18px;background:linear-gradient(180deg,#fbfdff 0%,#f4fafc 100%);font-size:.83rem;box-shadow:0 12px 30px rgba(18,52,80,.05)}.policy-meta strong{display:block;color:#587082;font-size:.73rem;letter-spacing:.12em;text-transform:uppercase;margin-bottom:8px}.policy-meta span{display:block;color:var(--ink);font-size:1rem;font-weight:800}.policy-meta a{color:#087ca4;font-weight:750}
.policy-document>section{display:grid;grid-template-columns:270px minmax(0,1fr);gap:58px;padding:54px 0;border-bottom:1px solid #e2e9ed}.policy-document h2{font-size:1.04rem;line-height:1.35;margin:0;color:var(--ink);letter-spacing:.01em;position:sticky;top:104px;align-self:start}.policy-document section>p,.policy-document section>ul{grid-column:2;margin-top:0}.policy-document section>p{margin-bottom:16px}.policy-document section>ul{margin-bottom:18px;padding-left:1.3rem}.policy-document li{margin:6px 0}.policy-document .label{font-weight:850;color:var(--ink)}

/* Shared small compatibility classes */
.container{width:min(1180px,calc(100% - 40px));margin-inline:auto}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:0 18px;border-radius:12px;font-weight:800}.btn-secondary{border:1px solid var(--line);background:#fff;color:var(--ink)}
.reveal{opacity:0;transform:translateY(18px);transition:opacity .55s ease,transform .55s ease}.reveal.show{opacity:1;transform:none}

@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.reveal{opacity:1!important;transform:none!important;transition:none!important}*{transition-duration:.001ms!important;animation-duration:.001ms!important}}

@media (max-width:980px){
  .hero-layout{grid-template-columns:1fr;gap:26px;min-height:auto}.hero-copy-new{max-width:760px}.hero-copy-new h1{max-width:800px}
  .editorial-grid{grid-template-columns:120px 1fr;gap:38px}
  .ledger-head{grid-template-columns:1fr;gap:24px}.ledger-grid{grid-template-columns:1fr 1fr}
  .privacy-story-grid{grid-template-columns:1fr;gap:48px}
  .contact-strip-inner{grid-template-columns:1fr;gap:28px;align-items:start}.mail-chip{justify-self:start}
  .footer-new{grid-template-columns:1fr 1fr}.footer-brand{grid-column:1/-1}
  .policy-document>section{grid-template-columns:220px 1fr;gap:34px}
}

@media (max-width:760px){
  .shell,.container,.policy-layout,.policy-hero .container{width:min(100% - 30px,1180px)}
  .nav-shell,.nav{height:70px}.brand-lockup small{display:none}
  .menu-btn{display:flex}
  .navlinks{position:absolute;top:70px;left:15px;right:15px;background:#fff;border:1px solid var(--line);border-radius:18px;padding:13px;display:none;flex-direction:column;align-items:stretch;gap:3px;box-shadow:var(--shadow)}.navlinks.open{display:flex}.navlinks>a{padding:12px 13px}.nav-cta,.btn-primary{width:100%}
  .hero-new{padding-top:58px}.hero-new::before{background:linear-gradient(180deg,rgba(251,254,255,.90) 0%,rgba(251,254,255,.78) 36%,rgba(251,254,255,.58) 100%),url('assets/hero-privacy-bg.png') 66% center/cover no-repeat}.hero-copy-new{padding:8px 0}.hero-copy-new h1{font-size:clamp(3rem,15vw,4.7rem)}.hero-lead{font-size:1rem;margin-top:22px}.hero-actions-new{align-items:center;flex-direction:column;gap:18px}
  .workbench{display:none}.calc-row.values strong{font-size:2rem}.app-mark img{width:54px;height:54px}
  .hero-rail{grid-template-columns:1fr;margin-top:52px}.hero-rail>div,.hero-rail>div+div{padding:19px 0;border-right:0;border-bottom:1px solid var(--line)}.hero-rail>div:last-child{border-bottom:0}
  .editorial-section,.tool-ledger,.privacy-story{padding:82px 0}.editorial-grid{grid-template-columns:1fr;gap:24px}.editorial-index{display:flex;align-items:baseline;gap:14px}.editorial-index span{font-size:2.4rem}.editorial-content h2{font-size:clamp(2.35rem,11vw,3.5rem);margin-bottom:30px}.editorial-columns{grid-template-columns:1fr;gap:22px}
  .ledger-head h2{font-size:clamp(2.35rem,11vw,3.5rem)}.ledger-grid{grid-template-columns:1fr}.ledger-grid article{min-height:auto;grid-template-columns:36px 1fr 42px;padding:24px 20px}
  .privacy-heading h2{font-size:clamp(2.45rem,11vw,3.7rem)}
  .contact-strip{padding:72px 0}.mail-chip{white-space:normal;width:100%;justify-content:space-between}
  .footer-new{grid-template-columns:1fr;gap:32px}.footer-brand{grid-column:auto}.footer-bottom-new{flex-direction:column;gap:5px}
  .policy-hero{padding:54px 0 38px}.policy-hero h1{font-size:clamp(3rem,14vw,4.6rem)}.policy-meta{display:grid;grid-template-columns:1fr 1fr}.policy-meta>div{border-bottom:1px solid var(--line);padding:14px 12px}.policy-document>section{display:block;padding:38px 0}.policy-document h2{position:static;font-size:1rem;margin-bottom:20px}.policy-document section>p,.policy-document section>ul{grid-column:auto}.policy-main{padding-bottom:60px}
}

@media (max-width:480px){
  .brand-lockup img,.brand img{width:39px;height:39px}.brand-lockup strong,.brand span{font-size:.94rem}
  .hero-copy-new h1{font-size:clamp(2.75rem,16vw,4.1rem)}.workbench{padding:18px}.calc-row.values strong{font-size:1.65rem}.workbench-top>div:last-child span:last-child{display:none}
  .primary-action{width:100%;justify-content:space-between}.policy-meta{grid-template-columns:1fr}.privacy-lines>div{grid-template-columns:40px 1fr}
}

@media (max-width:760px){
  .hero-rail{grid-template-columns:1fr;gap:14px;margin-top:28px;border-top:1px solid rgba(170,206,227,.7);padding-top:10px}
  .hero-rail>div,.hero-rail>div+div{padding:14px 0;border-bottom:1px solid rgba(170,206,227,.55)}
  .hero-rail>div:last-child{border-bottom:0}
}